Support, guidance & advice for todays primary carers
Understanding the 8 Support at Home Classifications

Article by
Adjust text size:
From 1 November 2025, Australia’s new Support at Home Program will officially replace the existing Home Care Packages (HCP) and Short-Term Restorative Care (STRC) schemes. This change introduces a simpler, fairer, and more flexible system designed to match older Australians with the exact care they need, when they need it most.
Why Expand from Four to Eight Care Levels?
The new system moves from four HCP levels to eight Support at Home classifications, allowing for a more precise and personalised approach to care at home.
Instead of broad funding tiers, each classification reflects a specific degree of support from light domestic help to complex clinical and palliative care. This structure helps ensure:
- Older Australians can stay safe, independent, and well supported in their homes.
- Services and funding are closely aligned with changing care needs.
- Fewer people experience avoidable hospital stays or premature entry into residential aged care.
In addition to ongoing support, three short-term care pathways will also be available:
- Restorative Care Pathway – to help regain strength and function
- End-of-Life Pathway – for comfort-focused care
- Assistive Technology & Home Modifications funding – for safety and independence at home
The 8 Support at Home Classifications Explained
Each classification provides a set funding amount, issued quarterly and annually. Up to $1,000 or 10% of a quarterly budget can roll over for future needs (like mobility aids or home improvements).
If you currently receive a Home Care Package, your level will transfer directly into the equivalent Support at Home classification:
1. Minimal Support for Independent Living
For those living mostly independently, this level includes occasional help with light household tasks including cleaning, laundry, meal delivery, or short check-ins.
It’s designed to prevent decline and maintain self-sufficiency.
2. Light Personal Care and Social Support
Offers more regular visits for personal care like showering, dressing, or medication reminders. Also includes help with shopping, meal prep, and social outings to support wellbeing and community connection.
3. Moderate Assistance with Daily Living
Provides several weekly visits for routine hygiene, mobility support, and tailored meal preparation. Transport and regular cleaning are included, with added focus on fall prevention and cognitive support.
4. High-Frequency Personal and Domestic Support
Near-daily care helps with personal hygiene, meal prep, and maintaining home safety.
Homes may be fitted with rails or non-slip flooring, and domestic help is provided multiple times a week.
5. Daily Support with Health Monitoring
Care becomes more complex, with daily assistance for medication, catheter hygiene, and physical transfers (like hoisting). Transport to appointments and installation of monitoring devices may be included, alongside regular allied health input.
6. Comprehensive Health and Clinical Care
For people with significant or chronic health conditions, this level includes nursing care (e.g., wound management, injections, blood glucose checks) and regular therapy visits. Homes may be modified for safety, with specialist equipment to support continence and mobility.
7. Intensive Daily Multidisciplinary Care
Involves multiple daily visits from a coordinated care team such as nurses, allied health professionals, and carers. Support covers all aspects of daily living and is typically for people with severe mobility issues or advanced dementia.
8. Highest Classification – In-Home & Palliative Care
The most intensive level of in-home support, focused on comfort, dignity, and end-of-life care. It may include 24/7 monitoring, specialised medical equipment, and overnight assistance.
Palliative care covers:
- Symptom management – Addressing pain, nausea, fatigue, breathlessness, and other physical challenges.
- Emotional care – Providing counselling and mental health support for the individual and their family.
- Spiritual and cultural support – Honouring personal beliefs, values, and end-of-life preferences.
- Practical assistance – Helping with care planning, legal matters, and everyday living needs.
- Coordinated care – A collaborative approach involving doctors, nurses, social workers, and other professionals.
- End-of-life support – Ensuring comfort, dignity, and guidance throughout the final stages of life.
Whether at home, in a hospital, aged care setting, or hospice, palliative care supports people to live with comfort and dignity for as long as they can.
How Support at Home Classifications Are Determined
Assessments are conducted via My Aged Care, using the Integrated Assessment Tool (IAT) via the Single Assessment System.
They consider your physical health, mobility, cognitive abilities, living situation, and existing supports. You can be reassessed if your circumstances change, for example, after recovery or illness progression.
Support at Home vs. Home Care Packages (HCP)
| Feature | HCP (Current) | Support at Home (2025) |
| Levels | 4 | 8 |
| Funding Frequency | Annual | Quarterly |
| Flexibility | Moderate | High |
| Unspent Funds | Annual rollover | Limited quarterly rollover |
| Provider Choice | Restricted | Easier to change |
| Service Scope | Broad categories | Clearly defined |
| Care Planning | Provider-led | Consumer-driven |
| Focus | Basic-to-high support | Tailored, adaptive, person-centered care |
This new model gives participants more control, transparency, and adaptability over how their care funding is used.
What It Means for You
- Your care level and funding will directly reflect your individual needs.
- You can be reassessed and moved to a higher classification as your condition changes.
- Current recipients keep their funding under the new system until reassessed.
What It Means for Providers
- Funding will be tied directly to assessed care levels.
- Greater transparency ensures resources are spent effectively and appropriately.
- Providers can plan more precisely around client needs and service delivery.
Making the Transition Work for You
Understanding these new classifications helps you make informed choices about the services that best fit your life.
The goal of the Support at Home Program is to support dignity, independence, and comfort, helping older Australians age safely and happily in their own homes. If you’re unsure where to begin, contact My Aged Care or an independent care coordinator for free, professional guidance through the process.




































Present Provider is 6-8 weeks behind with financial statements. This will result in a situation where clients at the end of a quarter may have over spent on their HCP entitlement. What will happen when this happens.
My Provider does not have an online access system which would enable me to regularly monitor my financial situation. Such a system would need to be no more than one week in arrears.
My provider provides statements monthly and will continue to do so under Support at Home to assist participants in monitoring their expenditure and to avoid falling into arrears.
I find this to be a lot of words, but very little information.
People are going to be confused and wondering, just what the $$$will be able to do.
Nothing is saying to me, that any of us will be better off, or even get assistance like we do now?
Where is the assistance to stay in our own homes?
What about the Chemist a/cs that are being scrapped?
What about the incontinence aides & the skin care products that we can no longer have choice about?
There are going to be a lot of people financially in a big hole.
I find this to be a lot of words, but very little information.
People are going to be confused and wondering, just what the $$$will be able to do.
Nothing is saying to me, that any of us will be better off, or even get assistance like we do now?
Where is the assistance to stay in our own homes?
What about the Chemist a/cs that are being scrapped?
What about the incontinence aides & the skin care products that we can no longer have choice about?
There are going to be a lot of people financially in a big hole.
My current provider gives monthly statements.
The new system is neither fair nor recipient focused. Our rights are nebulous to say the least. Please listen to recipients they are very stressed and unhappy.
OMG whoever wrote this has drunk the government kool aid! It will cost self-funded retirees up to 80% in contribution for domestic support. Wake up this is not fairer or better for consumers.
Why are we only hearing these details, two days before the SAH introduction.
Frustration is the name of the game!
On a current level 3 package I’ve been told I’ll be no worse off after November 1st. Not true. Under the current package i can save for a high low bed but under SOP, i can only carry 1k of savings after each quarter and the cost is way more and than the 15k allocated for purchase plus monthly rent for one month is way more than is left after other services are paid for
I have found that I have had to switch providers. My provider is increasing my fees by 6.98%. Unacceptable as I would have less services. My new provider has advised that even though it is possible to carry over 10% of funding each quarter that carryover funding must be spent in the new quarter or you lose funding.
My thinking is that 1 November we will get 2 months funding to align with the quarterly dates. If you are grandfathered HCP then you can carry any unspent funds over but they will be used against big items you may need. I have no problem with this.
I believe that most providers have increased their fees – charging the legislated 10% and then a fee for uploading and paying invoices. They are saying that they manage your care. I believe that most of us manage our own care and that providers are simply there to ensure that funds are spent appropriately. Tey simply build a datebase using information provided by the recipient.
I self-manage but unless your provider is honest with you and explain their functionality within the system then a lot of us will be left in the wind.
Providers should have to be up-front with how they are charging their fees. I manage my own care: make all my dr appointments, order my own cabs, pick up my medications and any and all other arrangements that have to be made to ensure that I am okay.
I do not want to see SAH funding blow out to the same extent as NDIS.
I can no longer afford to have support or care due to being expected to pay a percentage of the cost of services.
I was on the top tier and never had to pay anything from my megre pension!
This is nothing short of piracy!!!
I don’t have spare funds as I have to live on the Disability Pension. My rent is currently $540 per fortnight, and it goes up every year!!!
This change will lead to many aged people living on the streets with zero support from anyone!!!
This is worse than piracy, it is highway robbery of the most vulnerable people, namely we the aged!!!
HI,MY NAME IS TONY,I HOPE THAT THIS NEW SISTAME WILL BE BETTER ,I PERSONAL THING THAT YOYR GOVERMMENT BY GHANGIN THE SO COLNAME FOM MY AGE CARE,TO SOPPORT HOME PROGRAM WILL INPROVE THE BENAFITS AND SUPPORT??
I BELEVE THAT WAITING LIST WILL BE LESS TIME, FROM WAITING TIME’S TO GET A ASSESAMEMT DONE???ANSO I BELEVE THAT SHOULD ONLY BE ONE NUBER TO COL INSTAD TO GETTING A RUN AROUND WITH DIFFERENT SECTION’S???
I CAN ONLY SAY THAT YOUR GOVERMMENTAND THE MINESTER FOR HEALTH ,AND DISABILYTHAVE A BETTER ANDESTANING FOR YOUR COMMUNITY AND DO BETTER INSRAD KEPPING PROMES BUT GAN NOT DELIVE???
What do mean by saying “your government”??? Are you an Australioan citizen ???
My husband was placed on Level Four in late June as he was reassessed and found to have greater needs as his memory, dependence and overall physical health had rapicly declined. At that time I had had a total knee replacement and have had a chronic health condition from years of nursing. I arranged Day care with the providers plus two hours of cleaning per week and mowing fortnightly or monthly. I was paying approximately $370 per month but with this change my payments have increased to approximately $800 per month- due in part to the rise in management fees. For example, cleaning went from$85 per hour to $125 per hour. I have decided to do the cleaning myself which I can manage in short bursts and will start mowing again (in short bursts). My husband can give me absolutely no help and in fact, increases my workload and I am increasingly becoming more and more isolated. So, the new scheme is not better but has forced me and others off services.
As a community nurse I am concerned that private business providers will also be assessors. Copayment is also beyond a lot of people. Already many have to decide between food ,medicine, bills. Now basic care needs will be added to this list.
A comment on Support at home otherwise known as the Great Rip Off|
While I realise that providers fees have been reduced to 10% and they need to recover lost funding. Some providers are ripping off clients. eg The cost of say Physio is $45.00 some providers are charging $300+ to clients the same is being charged for a range of client needs
My name is Ann ,I have phoned every agency for assistance around the home ,only to be told there is no chance I will be able to get the help I require ,so where to from here ,Regards Ann Eyers .
I have always paid an Income Tested fee previously for my level 2 package. Does that change with my new HCP.
My involvement in the crypto space almost ruined my life as I got drained by scammers investing with a fake cryptocurrency mining platform, they let me make withdrawals, thinking it was legit I invested more with the platform and lost my hard earned funds to scam. I never saw the warning signs on the wall and got destroyed from the scam, their trick worked on me and I regret everything now. My daughter brought it to my notice about hackers helping scammed victims and recommended reaching out to them for help , on my research through the Internet that faithful day I discovered T R E QO RA INTEL through recommendations. I read many unpleasant comments of scammed victims who made recovery with their assistance , believing the reviews I contacted T R E QO RA INTEL through their email : “support@treqora. com” and pleaded with them to help with my case. They responded swiftly showing their professionalism, commitment and expertise which were first class, assuring me of the possibility of recovering back my lost funds requesting information on my transactions with the fake mining platform to aid their investigation and recovery process. Writing down my story and pasting it on every page available is in solidarity to create awareness of the possibility of recovering back scam funds. T R E QO RA INTEL never looked out of place, they were providing every minute update on their progress which elevated my anxiety giving me hope in what I call a soul drowning experience. T R E QO RA INTEL is an embodiment of hacking genius the way they went about the recovery process and commitment to helping my situation was highly commendable . Reaching out to T R E QO RA INTEL changed my story and I was able to make recovery, something they can equally do in your own case if facing a similar predicament. They made my world a better place again surpassing my expectations in what was a hurtful situation, I know many people are going through exactly what I experienced which is my main reason for doing this review in the first place. Don’t hesitate on contacting them if you are facing similar issues, I assure it will surely turn out good as was in my own case. I lost a huge chunk of my life savings , getting back almost everything was the peak of it and the best moments of my life.Email:support@treqora. com,Website: Treqora. com. How Can I Recover My Lost Bitcoin From A Romance Scammer-HIRE TREQORA INTEL
I was diagnosed with Herpes four years ago. For over two years, I relied on prescribed medications and treatments, but unfortunately, my condition continued to worsen. The flare-ups became more frequent, the discomfort increased, and even simple daily tasks became difficult to manage.Last year, out of desperation and hope, I decided to try a herbal treatment program from NaturePath Herbal Clinic. Honestly, I was skeptical at first, but within a few months of starting the program, I felt some changes. My discomfort eased, my energy levels improved, and I felt I had more control over my daily life again.It’s been a meaningful experience for me, and I feel more like myself than I have in years. This is simply my personal story. You can visit their website at http://www.naturepathherbalclinic.com
whatsapp +27604189106
HIRING GENUINE HACKERS TO CONSULT RECOVERY SPECIALISTS
I want to sincerely thank Safeguard Recovery Expert for their extraordinary skill; they are real heroes, and I wish I had met them sooner rather than reaching out to other hackers for help. If you read this comment, you might be able to get your hacked or blocked bitcoin investment back. I’m posting it for anybody who have been affected by cryptocurrency investment, mining, and trading frauds.
Email:
safeguardbitcoin@consultant.com
safeguardbitcoin.wixsite.com/safeguard-bitcoin–1
WhatsApp: +44 7426 168300
BITCOIN RECOVERY EXPERT
USDT RECOVERY EXPERT
ETH RECOVERY EXPERT
How do I hire a hacker to help me recover my lost funds?
How to Recover Money Lost to an Online Scam
How to recover lost or stolen cryptocurrency
Best recovery experts for cryptocurrency
DuneNectarOnlineExpert was incredibly helpful in recovering my lost Bitcoin.
Telegram: T.me/Dunenectarwebexpert
WhatApp: +(1252-271-8900)
WAYS TO RECOVER YOUR LOST BTC FROM A FAKE ONLINE BROKER.
I was scammed by a fake Bitcoin investment company last month and lost about $750,000, which was my life savings. They promised guaranteed profits, denied my withdrawal requests, and eventually disappeared. I was completely devastated and didn’t know where to turn.
A friend later referred me to SAFEGUARD RECOVERY EXPERT, and I reached out to them for help. They listened and guided me through the process.
If you’ve experienced something similar and are looking for support, you can contact them here:
WhatsApp: +44 7426 168300
Email: safeguardbitcoin@consultant.com
Website: safeguardbitcoin.wixsite.com/safeguard-bitcoin–1